Accounting, invoices and annual reports
in one place
Less spreadsheets, less chasing and a clearer overview. Invoices, expenses, payroll, bank import, VAT and annual reports stay in one system, with specialist review where it matters.
What is MinuTulu and who is it for?
A clear summary for people and AI search engines about what MinuTulu does and why it is different.
What is MinuTulu?
MinuTulu is an accounting and reporting platform for Estonian companies where invoices, expenses, payroll, VAT, bank import, AI checks and annual report support work under one account.
Who should use MinuTulu?
It is built mainly for micro and small companies, Estonian OÜs, founders and teams that want their yearly data organised before reporting season.
What can I do in MinuTulu?
You can create invoices and e-invoices, collect receipts, import bank data, prepare VAT return data, calculate payroll, keep a mileage log and order annual report support.
How is MinuTulu different?
MinuTulu combines a free daily finance app, AI-assisted data checks and a specialist-reviewed annual report service in the same ecosystem.
How MinuTulu accounting software works
MinuTulu keeps your data organised throughout the year, so reporting season does not start from zero.
All yearly data in one place
Invoices, expenses, payroll, bank statements and mileage logs stay under the same account and are easy to find during reporting.
AI helps notice gaps
The system shows risk alerts, detects likely missing documents and helps organise numbers before a specialist review.
A specialist reviews the work
The annual report service is not blind automation. Final materials are prepared from client-submitted data and must be reviewed and confirmed.
One workflow for the whole business year
MinuTulu is not only invoicing software. It is a simple business management platform where daily numbers become report-ready data.
Invoices
Send invoices and track payments.
Expenses
Collect receipts and purchase invoices in one place.
Bank
Import statements and match transactions.
Payroll
Calculate salaries and employment taxes.
AI checks
Catch risks and missing data early.
Annual report
A specialist prepares materials from the data already collected.
Accounting tools in one app
Invoices and expenses are free. Add more as your company grows.
Invoices & e-invoices
Send PDF invoices, e-invoice XML and public links. Automatic recurring invoices.
Expenses & OCR
Upload a receipt and AI fills the fields. Expense categories are suggested automatically.
Bank import
CSV/XLS import from major Estonian banks. AI-assisted categorisation.
Payroll
TSD, social tax, labour taxes, payslips and salary certificates.
VAT return
VAT declaration data is built automatically from invoices and expenses.
Mileage log
Log trips, calculate fuel usage and tax-free compensation.
Stock
Products, stock levels and cost rules connected to invoices.
CRM & clients
Client records, transaction history and a simple sales pipeline.
Projects
Track income and expenses by project.
AI assistant
Ask questions and get explanations. AI helps notice risks and missing data, while final control remains human-reviewed.
General ledger
Double-entry accounting with balance sheet and income statement.
Tax calendar
TSD, VAT and annual report deadlines in one view.
AI accounting checks help catch issues before they become problems
MinuTulu AI is an assistant, not a final accountant. It reviews data, flags risks and helps the specialist reach a better result faster.
Accounting software pricing: start free
Every paid plan includes a 30-day free trial. No credit card required.
- Up to 100 invoices per year
- 1 company · 2 users
- Unlimited clients and expenses
- PDF invoices + receipt OCR
- AI pre-check and risk alerts
- Basic mileage log
- Unlimited invoices
- 1 company · up to 3 users
- Bank statement import
- E-invoices and recurring invoices
- Payroll for up to 3 employees
- VAT assistant and payment reminders
- Everything in Start
- Up to 3 companies · unlimited users
- Full AI assistant
- CRM, projects and stock
- General ledger and reports
- Priority support
We automate repetitive work, not quality
Our goal is not to be the most expensive software in the market. MinuTulu keeps prices low because repetitive tasks such as OCR, categorisation, checks and data consolidation are handled by software. Important reports and special cases still remain human-reviewed.
Estonian accounting software comparison
Simpler, more affordable and connected to annual report support.
| Feature | MinuTulu Free - 14.90 €/month | Merit Aktiva depends on package* | SimplBooks 9.90-39.00 €/month | Directo from 199 €/month | Scoro from ~24 $/user/month |
|---|---|---|---|---|---|
| Invoices & e-invoices | |||||
| Recurring invoices | Partial | ||||
| Expenses & receipts | Partial | ||||
| Bank integration | - | ||||
| VAT declaration | - | ||||
| Tax calendar | Partial | - | Partial | - | |
| Payroll | Separate product | Paid add-on | - | ||
| Mileage log | - | - | - | - | |
| General ledger | - | ||||
| Stock | Plan-based | - | |||
| CRM | - | ||||
| Project management | - | Partial | |||
| AI assistant and risk checks | - | Paid add-on | - | Paid add-on | |
| Annual report support | - | - | - | - | |
| Free plan | Partial | - | - | - |
Notes:
* Merit Aktiva does not publish exact package amounts directly on the page. Price depends on package and company count. Prices exclude VAT.
SimplBooks AI assistant is a paid add-on: 5 €/month for MINI, 9 €/month for Start, 15 €/month for Premium/Office. SimplBooks stock is available in higher plans.
Directo is an ERP solution for medium or larger businesses. Base package from 199 €/month excluding VAT. Payroll module +49 €/month. Merit Palk is a separate product next to Merit Aktiva.
Scoro is a PSA platform for project management, CRM and billing, not a classic Estonian accounting system. Prices are in USD, annual billing, minimum 5 users.
The comparison is based on publicly available information as of 25 June 2026. Competitor pricing, packages and modules may change.
Sources: Merit Aktiva pricing, SimplBooks pricing, Directo pricing, Scoro pricing.
MinuTulu is not built to replace a large ERP system such as Directo. It is built for Estonian micro and small companies that want invoices, expenses, bank import, VAT, payroll, mileage logs, reports and AI checks in one simple and affordable environment, connected to annual report support in the same ecosystem.
Annual report? Specialist-reviewed.
When daily accounting is done in MinuTulu, preparing the report is easier because the data is already there.
Zero activity report
Company with no business activity during the year
- Ready in 1 business day
- Short questionnaire
- Admin check
- File downloads
Micro company
Small company with simpler activity
- Ready in 2-4 business days
- Income, expenses and invoices
- Bank statement
- Messages with the team
- File downloads
Small company
Company with more transactions
- Loans, assets and employees
- Detailed document checklist
- Priority review
- Dedicated responsible specialist
- File downloads
Declarations for individuals and companies
Personal income declaration
Salary, interest, rental income and deductions
Profit declaration
TSD appendices, dividends and tax forms
Crypto declaration
All exchanges and wallets, FIFO/LIFO, CSV import
Stock declaration
Stocks, funds and foreign dividends
Company declarations
VAT, TSD, INF - all monthly Tax Board forms
Important deadlines not to miss
A late annual report can lead to a fine of up to 1,300 € and put the company registry status at risk.
Why MinuTulu?
Secure
Documents are encrypted and access is strictly limited.
Private
Your data is not shared with third parties. Payment data is not stored.
Fast
Zero report in 1 business day, micro company in 2-4 business days. App available 24/7.
Multilingual
Support in Estonian, English and Russian.
Specialist
Every annual report order is reviewed by a qualified specialist.
AI assistant
AI flags risks, categorises expenses and answers questions.
Transparent
See order status, readiness score and communication in real time.
Support
Write to info@minutulu.ee, we reply on business days.
Frequently asked questions
Is MinuTulu free?
What is the difference between the MinuTulu app and the annual report service?
Who is responsible for the accuracy of the report?
How quickly is the report prepared?
Does MinuTulu replace an accountant?
Which banks are supported?
Is my data secure?
Is the account deleted after the report is completed?
Start free today.
Order a report when needed.
MinuTulu is both a daily accounting tool and an annual report add-on service, all under one account.